Fast, Flexible Funding for Businesses
Lending Support to Help You Scale
At Vanguard Advance, we offer private money lending solutions designed to meet the needs of small, medium, and large businesses. Whether you're planning new construction, navigating a commercial investment, or working on a fix-and-flip, our flexible financing options are structured to keep your projects moving. We understand how important speed and leverage are in today’s market — that's why we offer competitive terms, reduced down payments, and accelerated closings. Our team works closely with you to craft a custom plan that fits your timeline, goals, and bottom line.
//Speed. Simplicity. Strategy.
Lending Highlights & Loan Programs
Our private lending programs are designed to support real-world business challenges — not limit them. We look at your potential, not just your credit score, and offer alternative lending products built around your project’s needs. Some of our programs feature:
- Account Receivables and Invoice Factoring
- Funding in as little as 5 days
- Equity-based loan options
- Low or no FICO score required
- Financing available for fix-and-flip, DSCR, and construction projects
- 100% financing options available for experienced investors
- Minimal upfront capital for qualifying projects
- True no-down construction loans in select cases
We help you move fast and with confidence, even when conventional financing isn't an option.

Lending Programs at a Glance
Tailored Options for Real-World Projects
Bridge Loans
Our bridge loans provide short-term financing to help you act fast on investment opportunities. Whether you're waiting on the sale of another asset or transitioning between phases of a project, we make sure capital is available when you need it. These loans are ideal for time-sensitive purchases or repositioning strategies that require flexibility.
Fix & Flip Loans
Perfect for real estate investors aiming to buy, renovate, and sell properties quickly. We fund both the purchase and rehab costs, allowing you to focus on increasing property value without being limited by capital constraints. Our fast approvals and investor-friendly terms are built to support multiple projects and quick turnarounds.
New Construction Loans
If you're building from the ground up, our new construction loans provide the funding to get your project off the ground and keep it moving. We offer true no-down-payment options for experienced investors, giving you more leverage and fewer upfront costs. From land acquisition to final build, we help you stay on schedule and within budget.
DSCR Loans
Our DSCR (Debt-Service Coverage Ratio) loans are built for buy-and-hold investors who prioritize cash flow. These loans are based on the income of the property, not your personal credit or tax returns, making them a great option for rental properties. We offer some of the most competitive rates in the industry to help you grow your portfolio profitably.
//COMPANY STATS
Learn More About Us In Numbers
- 500+
PROJECTS COMPLETED
- 100+
TOTAL CONSULTANTS
- 100%
SATISFIED CUSTOMERS